#好有共鳴
喺英國探親咗個幾月, 經過熔斷機制, 再加埋酒店隔離七日, 終於返嚟香港屋企啦。
路線
鶴咀蟹洞>鶴咀山>鶴咀道>龍脊>打爛埕頂山>雲枕山>歌連臣山>大潭峽>柏架山南脊>柏架山>大風坳>畢拿山>小馬山>渣甸山>大潭水塘道>布力徑>聶高信山>金馬倫山>中峽道>甘道>白加道>爐峰峽>柯士甸山路>太平山>同樂徑>西高山>西高山西崖>港島徑>碧珊徑>蒲飛路>士美菲路>堅尼地城配水庫>摩星嶺>西環鐘聲泳棚
難度
★★★★★★
#盈富基金 #2800
今天盈富基金已經跌至$18.5, 而恒生指數就已跌至18500點. 如何從樓市股市之中穿梭呢.
其實有一個簡單而容易, 但成本大嘅方法投資盈富基金, 但首要係供滿一層樓.經濟週期, 一般為3-5年, 樓市亦差唔多, 但估頂或估底都唔容易.故你買入一層樓, 供了20年差不多供完, 可考慮咁做.假設一層樓現價為500萬, 已供滿, 股災來臨令樓價跌至350萬,將這層350萬樓攞去按七成, 套245萬現金, 全數買入盈富基金, 以08年金融海嘯為例, 恆指約跌去4成, 即22,000跌至13,000, 即盈富買入約$13元. 當經濟回升, 恒指及樓價都會反彈, 原值350萬嘅樓, 會回升至之前500萬, 而以245萬買入之盈富, 亦會由13元回升至22元, 245萬會變成414萬, 賺了169萬.
1. 各行各業都有受到經濟影響, 大家都要緊守難關. 而最估不到是香港上年財政年度是可以反彈. 凡事"樂觀時不要太樂觀; 悲觀時亦不太過悲觀"
2022-2023年度財政預算案
(詳見: https://www.budget.gov.hk/2022/chi/speech.html )
2. 2月政府進一步放寬按保的樓價上限 由於現時樓價1000萬及1200萬的單位分別最高可借90%和80%按揭，從而鼓勵了一些準買家開始追求比較大面積的單位，一些業主更乘勢反價。
3. 新冠肺炎未有減退, 大家都只好原地踩步,不進亦不退.
Having problems with the Vision / Q&A XL Add-in not loading? Below are a few things you might want to check.
Firstly, be aware that Vision / Q&A is only compatible with 32 bit Office. If your organisation requires 64 bit then you will have to use Q&A Evolve instead.
Ensure that the Microsoft .Net framework (either 2.0, 3.0 or 3.5) and Microsoft Data Access Components (MDAC) 2.8 are installed. The installation of Q&A shouldn't complete if these are not present, but it may be worthwhile checking / re-installing.
Ensure that 'Office Shared Features' and 'Office Tools' are installed as well as Excel in the MS Office installation.
Microsoft Office Primary Interop Assemblies (PIA) are also required. These are installed by default if '.Net programmability support' is selected as part of the Excel installation. If this is not present then it can be added by amending the Office installation or the PIA can be downloaded from the Microsoft website.
Always add the add-in via the 'Infor Q&A' > 'Maintenance' > 'Configure Microsoft Office' option and not by trying to add it from within Excel. If you have added it from the Excel 'File' > 'Options' > 'Add-Ins' menu then remove it and use the Infor Maintenance application instead.
c:\program file(x86)\Infor\maintanance.exe
